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ACTUARIAL F & I

GPW provides actuarial services for many of the top insurance companies, Risk Retention Groups (RRGs), and administrators/obligors in the F&I industry.

Actuarial services for the F&I industry include, but are not limited to, the following:

  • Projection of Future Liabilities for Losses and Refunds on both Nominal and Discounted basis

  • Analysis of Liability associated with Producer Owned Reinsurance Companies (PORCs)

  • Projection of the Credit Risk associated with Contractual Liability and Aggregate Excess of Loss Policies

  • Long Duration Contract Unearned Premium Reserve Testing

  • Statements of Actuarial Opinion and Actuarial Opinion Summary

  • Schedule P Assistance

  • Product Development and Pricing

  • Earnings Curve Development

  • Feasibility Studies and Pro Forma Support

  • Merger and Acquisition Support

  • Rate Filing Support

  • Liability Duration Calculation

  • Profitability Monitoring and Benchmarking

  • Cost Driver Analysis

  • Audit and Regulatory Examination Support

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Signing Contract

GPW specializes in F&I products such as:

  • Extended Services Contracts and Manufacturer’s Warranties for Vehicles, RVs, Boats, Motorcycles, Appliances, and Electronics

  • Guaranteed Asset Protection (GAP)

  • Tire and Wheel

  • Protection Products such as Wear and Tear, Etch, Theft, Windshield, Paint, and Dent